Rental property financing
DSCR rental loans for cash-flowing investment properties
Azar Capital Group provides DSCR rental financing for investors who want to purchase, refinance, or cash out stabilized rental properties. We focus on rent, expenses, value, leverage, and the property’s ability to support the loan.
- Purchase and rate-and-term refinance options up to 80% LTV
- Cash-out refinance options up to 75% LTV
- Long-term rental financing without traditional income-heavy review
- Options for 1-4 unit rentals and select larger or mixed-use properties
- A takeout path for investors moving from bridge or rehab into rental financing
- Review built around rent support, value, taxes, insurance, HOA, and leverage
Financing based on the rental property
DSCR loans are built around property income instead of traditional income documentation. We review the rent, taxes, insurance, HOA, value, loan amount, borrower profile, and transaction type to structure rental-property financing.
Purchase, refinance, and cash-out options
Investors use DSCR financing to buy rentals, refinance existing debt, cash out equity, or move from a bridge loan into long-term financing after stabilization.
Strong use cases
DSCR is a strong fit for rental investors who have rent support, a clear value basis, and a property that can carry the debt service. It is also useful for portfolios and repeat investors who want a clean rental-loan path.
Common questions
DSCR financing is property-cash-flow focused rather than tax-return focused. The main review is the property, rent, expenses, value, leverage, and borrower profile.
Yes. We offer DSCR cash-out refinance options for rental investors who want to access equity while keeping the property in a long-term financing structure.